I saw an advertisement in the Australian newspaper. It offers advice to people who are injured in a workplace or traffic accident, and helps them to make a claim.
In Singapore, the advice is usually given by the lawyer, but the claimant has to bear the legal fees.
It is useful for this advice to be offered through an independent source, to be used as a second opinion to the advice of the lawyer.
Sunday, June 10, 2007
Dr Lee Kum Tatt
Dr Lee Kum Tatt is a creative person, full of energy and enthusiasm. He has many interesting stories to tell about research, innovation, creativity and his past experience.
I have known him for nearly twenty years. I continue to marvel at his experience and insights. If you have the time, do read the stories in his blog.
I have known him for nearly twenty years. I continue to marvel at his experience and insights. If you have the time, do read the stories in his blog.
High interest rate in Australia Dollar
I saw many advertisements in the newspapers offering interest rate of more than 6% per annum for flexible savings accounts. This is quite attractive.
During the past two years, the Australia dollar has appreciated significantly. Apart from the high interest rate, an external investor also benefitted from the exchange rate.
However, an expert told me that the Australia dollar is now too high. I am undecided, if I should invest some of my short term funds in this currency.
During the past two years, the Australia dollar has appreciated significantly. Apart from the high interest rate, an external investor also benefitted from the exchange rate.
However, an expert told me that the Australia dollar is now too high. I am undecided, if I should invest some of my short term funds in this currency.
Research and Continuous Education.
Continuous Education is necessary in building our knowledge based society. Our system must encourage people to do research to acquire more knowledge in building this society.
The genuine researchers encounter many obstacles in their work. Many have to go through a lot and have to make personal sacrifices to do what they like to do for the good of others.
How can we help to attract and create a bigger pool of researchers who can contribute to the good of our society? Dr. Lee Kum Tatt is sharing some of his experiences with us on this topic in his blog.
The genuine researchers encounter many obstacles in their work. Many have to go through a lot and have to make personal sacrifices to do what they like to do for the good of others.
How can we help to attract and create a bigger pool of researchers who can contribute to the good of our society? Dr. Lee Kum Tatt is sharing some of his experiences with us on this topic in his blog.
Financial products
Dear Mr Tan,
I find your analysis of the Pinnacle Notes to be quite useful. Do you have analysis of other financial products that are sold in the past?
----------------------------
REPLY:
I suggest that you read the following:
FAQ
Structured Products
Dr Money's website
How they work
I find your analysis of the Pinnacle Notes to be quite useful. Do you have analysis of other financial products that are sold in the past?
----------------------------
REPLY:
I suggest that you read the following:
FAQ
Structured Products
Dr Money's website
How they work
Designs by Laissezfaire
My daughter Su Ling likes design. She has stopped working temporary to take care of her daughter Vera. She has created a blog to show her passion for design. It is quite interesting.
Property in Hamilton Island
The property in Hamilton Island is expensive.
Several houses are being advertised for sale at more than AUD 3 million. They appear to be quite modest in size.
1 bedroom apartments are being sold at AUD 400,000. A 2 bedroom apartment will cost nearly AUD 700,000.
They are more expensive than in Singapore.
Several houses are being advertised for sale at more than AUD 3 million. They appear to be quite modest in size.
1 bedroom apartments are being sold at AUD 400,000. A 2 bedroom apartment will cost nearly AUD 700,000.
They are more expensive than in Singapore.
Swimming in the sea
I learned the following matters about swimming in the sea in Hamilton Island:
* if the water is cold, you have to wear a wet suit to keep warm
* you need to wear a sting suit to avoid being stung by the jellyfish.
* if the water is cold, you have to wear a wet suit to keep warm
* you need to wear a sting suit to avoid being stung by the jellyfish.
Tavern in Hamilton Island
I visited a tavern last night for dinner. I wanted to see what a tavern in Australia is like.
It was full, with people drinking beer and having a dinner. It is like a pub in England. There were a few television screens with sports and racing.
I saw that the upper floor was the gaming room. I went up to see what it was like. It was like a casino. There were jackpot machines. There were several television screens showing a dog race, a motor cycle race and sports. People were betting on the races, like in a turf club.
It is a good place to bring friends and socialise.
It was full, with people drinking beer and having a dinner. It is like a pub in England. There were a few television screens with sports and racing.
I saw that the upper floor was the gaming room. I went up to see what it was like. It was like a casino. There were jackpot machines. There were several television screens showing a dog race, a motor cycle race and sports. People were betting on the races, like in a turf club.
It is a good place to bring friends and socialise.
Bad storm in Sydney
I read a news report that there was bad storm in Sydney during the last few days. I felt it in Hamilton Island as it was unusually cold.
I suspect that the bad weather is caused by global warming. However, someone said that you can expect bad weather in some parts of the world each year, so it cannot be blamed on global warming. It is just nature.
I suspect that the bad weather is caused by global warming. However, someone said that you can expect bad weather in some parts of the world each year, so it cannot be blamed on global warming. It is just nature.
Cruise to the Great Barrier Reef
I took the cruise to the Great Barrier Reef. It was a great experience, somewhat beyond my expectation.
The catamaran took two hours for the journey from Hamilton Island the the Reef. The oeprator had a floating platform, called ReefWorld, which is located next the Hardy Reef.
The activities on ReefWorld include the following:
* two trips on a submersible vessel to view the reef, through a viewing panel
* snorkelling
* viewing panel at the platform
* lunch and refreshments
* scuba diving (for the more adventurous)
I was given clear instructions on the use of the snorkelling equipment, including a wet suit to keep warm.
I was able to see the reef fishes through the submersible vessel (like a submarien) and the viewing panel. The fishes also came near the platform to be fed.
It was a whole day journey and most memorable.
The catamaran took two hours for the journey from Hamilton Island the the Reef. The oeprator had a floating platform, called ReefWorld, which is located next the Hardy Reef.
The activities on ReefWorld include the following:
* two trips on a submersible vessel to view the reef, through a viewing panel
* snorkelling
* viewing panel at the platform
* lunch and refreshments
* scuba diving (for the more adventurous)
I was given clear instructions on the use of the snorkelling equipment, including a wet suit to keep warm.
I was able to see the reef fishes through the submersible vessel (like a submarien) and the viewing panel. The fishes also came near the platform to be fed.
It was a whole day journey and most memorable.
Shuttle service in Hamilton Island
Hamilton Island Resort operate a free shuttle service. There are three routes which are coded Orange, Purple and Green. They operate through the Resort Center and Marina and travel to the north and south of the island. The route and schedule is printed clearly at each bus stop. It is convenient and easy for the visitors to travel around the island.
Suggestion: I hope that the bus service in Singapore can be organised in a similar way. Each town can have a few shuttle services to serve the different parts of the town and bring the commuters to the MRT station or bus terminus (for the long distrance or express buses). It will be easy for the residents and visitors to take the shuttle service (or feeder service).
Suggestion: I hope that the bus service in Singapore can be organised in a similar way. Each town can have a few shuttle services to serve the different parts of the town and bring the commuters to the MRT station or bus terminus (for the long distrance or express buses). It will be easy for the residents and visitors to take the shuttle service (or feeder service).
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